Credit Control Trainee

Job Title: Credit Control Trainee. Department: Finance & Accounts. The role is responsible for credit control, premium collection, and receivables management within the Finance & Accounts function. It ensures timely collection from corporate clients, brokers, and agents; accurate statements of account and reconciliations across the company system and Oracle Fusion; sound client credit-risk assessment; and insightful MIS reporting to support decision-making. Duties & Responsibilities: Lead collection follow-ups with account managers through weekly and monthly meetings, prioritised according to the overdue plan. Drive faster settlement of overdue corporate premiums through targeted reminders to the most overdue clients. Confirm payment receipts and ensure client-related accounts are reconciled accurately. Own the processing of Statements of Account with parallel reporting across the company system and Oracle Fusion, delivering corporate SOAs monthly and quarterly. Provide timely Statements of Account to brokers and agents on a monthly and quarterly basis. Process brokers commission and confirm UCL payments accurately. Ensure adjustments, payments, and receipts are posted correctly in Oracle Fusion and the company system, including rectifying excess payments and offsetting claim balances against outstanding premium. Assess the credit risk of new and existing clients and ensure account-opening prerequisites are met. Deliver monthly and quarterly MIS reporting, including a dashboard of collection movement and LOB trends over time. Support internal and external audits, executing agreed recommendations. Reconcile client accounts and clear unallocated receipts. Follow up on and resolve disputed, short, or unidentified payments. Coordinate with underwriting and operations teams to resolve premium discrepancies. Ensure finance function complies with AML/CFT requirements and set clear KPIs for collections.